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Last Updated: Jul 15th, 2008 - 09:12:22 |
Reader Question
If you are charged with a DUI how does it affect your auto insurance?
What are the after affects of a DUI on your auto insurance? You may lose your drivers license but you actually may not need it.
It also depends on the insurance company. No matter of the popular controversy, there is no guarantee what exactly may happen. It is about time to renew your policy and the rates could be considered higher and can even be canceled.
There are some companies that will insure you if you provide an SR-22 certificate of financial responsibility. Others will report this to minimum at their network that may cause problems to you later down the line.
When you receive your license back, and if your policy is canceled, you have to check the Comparison Market auto insurance website (the banner above - enter your zip code to get a rate quote) because they are specialized on high risk drivers. There are a few more second chance companies.
My insurance with progressive went up as $39 for a six-month period because this was my first offense and PA related rehabilitation program.
If you live in the state of California you have to obtain a sr22 filing from the current auto insurance company.
I am an agent with a large company and we do not cancel policy with the first offense but we are very harsh on our members. You have to plan to get a second job to pay for your premium or to find a nice bicycle to ride for now on.
Hope this helps,
Robbie the helper
Related Topics - auto insurance after DUI conviction - drunk driver SR 22 car insurance
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