Reader Question: Hey Austin, I live in Houston TX as well as you, where should I get a free online auto insurance quote, or better yet, who has the lowest car insurance rate for the Houston area?
I have found that getting multiple insurance quotes online, then calling the agents individually with the lowest quote you found works best.
So, get a few quotes from the quote form up to the left on this page, then take the lowest quote you received and call your current agent or a local agent in your are and see if they can beat that price. There are only a handful of national car insurance carriers these days, but there are tons of agents for these insurance companies.
So you just need to find a local agent that is willing to discount their rates or find an agent that will shop different carriers for you and check to see if you are eligible for any discounts like military, AARP, student driver, limited use etc.